Privacy Policy

Respecting and protecting the privacy of personal non-public information of our prospective clients, former clients and current clients (hereinafter “clients” or “borrowers”), is vital to the California Reverse Mortgage Company’s business.

This website, califreversemortgage.com, is owned and operated by the California Reverse Mortgage Company, 33 Ross Street, San Rafael, CA 94901, which is referred to below as `the California Reverse Mortgage Company ` or `we` or `us` or `Company` or `our`.

By explaining our Privacy policy to our clients, we trust that our clients will better understand how we keep our client information private and secure while using it to serve our clients.

Mortgage loan product availability is subject to loan amount and qualification of the borrower. Not every borrower applicant qualifies or is eligible for every loan program. Loan approval, interest rate and loan costs are dependent on borrower credit, collateral and financial history. All loan programs, terms and rates are subject to change without notice.

As part of providing clients with financial products or services, we may obtain information about clients from the following sources:

• Applications, forms, and other information that clients provide to us, whether in writing, in person, by telephone, electronically, or by any other means. This information may include a client’s name, address, employment information, income, and credit references.
• Your transaction with us, our affiliates, or others. This information may include a client’s account balances, payment history, and account usage.
• Consumer reporting agencies. This information may include account information and information about a client’s credit history and credit worthiness.
• Public sources. This information may include real estate records, employment records, telephone numbers, etc.

We may disclose information we have about our clients as permitted by law (usually limited to potential mortgage loan sources). We are required to, or we may provide information about clients to third-parties without the client’s consent, as permitted by law, such as:

• To regulatory authorities and law enforcement officials.
• To protect against or prevent actual or potential fraud, unauthorized transactions, claims, or other liability.
• To report account activity to credit bureaus.
• To consumer reporting agencies.
• To respond to a subpoena or court order, judicial process or regulatory authorities.

In addition, we may provide information about a client to our service providers to help us process a client’s mortgage loan application or service a client’s account. Our service providers may include credit bureaus, appraisal companies, billing service providers, lenders, investors, title and escrow companies, or other third parties legally involved with the client’s mortgage loan application.

The information contained on this website, resirefi.com, is provided as a service to our clients and does not constitute legal or financial advice. The California Reverse Mortgage Company makes every effort to provide quality information, but we make no claims, promises, or guarantees about the accuracy, completeness, or adequacy of the information, text, or other items contained in or linked to this website and its associated sites. The information derived from this website must be tailored to the specific circumstances of each borrower’s mortgage loan application. In general, rules, regulations, loan programs, company policies, and interest rates are constantly changing, and nothing provided herein should be used as a substitute for the advice of competent counsel and/or financial advisor.

The California Reverse Mortgage Company and its associates assume no responsibility for any errors or omissions in the information contained on this website. These materials are provided “as is” without warranty of any kind, either express or implied. The California Reverse Mortgage Company and its associates shall not be liable for any special, indirect, incidental, or consequential damages, including without limitation, lost revenues or lost profits, which may result from the use of this information. The information on this website is subject to change without notice and does not represent a commitment on the part of the California Reverse Mortgage Company or its associates in the future.

Updated January 1, 2021

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